Florida Overtime Calculator: 2026 FLSA Paycheck & Take-Home Pay
Florida overtime is governed by the federal Fair Labor Standards Act (FLSA) at 1.5× your regular rate for hours worked over 40 in a workweek. Florida has no daily overtime and no state personal income tax. Calculate your exact weekly overtime earnings under Florida's $15.00/hour minimum wage and estimate your net take-home paycheck after federal taxes and FICA.
Calculate Your Florida Overtime & Net Take-Home Pay
Your federal statutory half-time premium (0.5×) slice is$37.50 this week (claimed on Form 1040 at tax filing). FICA and standard federal payroll withholdings apply normally at payroll time.
Florida Worked Overtime Examples
Real-world scenarios demonstrating Florida's 40-hour FLSA overtime calculations, $15.00/hour minimum wage, and 0% state income tax advantage. For step-by-step regular rate math, tipped employee rules, and blended rates, see our Florida overtime calculator guide.
Florida $15.00/hr Worker (45 Hours)
Working 45 hours in a standard workweek at Florida's 2026 constitutional minimum wage.
- Regular Pay: 40 hrs × $15.00 = $600.00
- Overtime Pay (1.5×): 5 hrs × $22.50 = $112.50
- Total Gross Pay: $712.50 / week ($37,050.00 / yr)
- Federal Income Tax: -$43.58 (Single filer, $16,100 std ded)
- FICA Taxes (7.65%): -$54.51 ($44.18 SS + $10.33 Medicare)
- Florida State Income Tax: $0.00 (0% state tax)
- Estimated Net Take-Home: $614.41 / week
- OBBBA 0.5× Premium Slice: 5 hrs × $7.50 = $37.50
Florida $18.00/hr Employee (50 Hours)
Working 50 hours in logistics, construction, or hospitality at $18.00/hour.
- Regular Pay: 40 hrs × $18.00 = $720.00
- Overtime Pay (1.5×): 10 hrs × $27.00 = $270.00
- Total Gross Pay: $990.00 / week ($51,480.00 / yr)
- Federal Income Tax: -$77.01 (Single filer, 2026 brackets)
- FICA Taxes (7.65%): -$75.74 ($61.38 SS + $14.36 Medicare)
- Florida State Income Tax: $0.00 (0% state tax)
- Estimated Net Take-Home: $837.25 / week
- OBBBA 0.5× Premium Slice: 10 hrs × $9.00 = $90.00
Understanding Florida Overtime Pay Laws & Wage Regulations
Florida wage and hour law has a distinct structure compared to states like California, New York, or Colorado. Florida does not maintain a comprehensive state Department of Labor or an independent state overtime statute. Instead, overtime rights are enforced under the federal Fair Labor Standards Act (FLSA, 29 U.S.C. § 207), while minimum wage rates are established directly by the Florida Constitution (Article X, Section 24).
1. Weekly-Only Overtime (1.5× Regular Rate After 40 Hours)
Under federal FLSA regulations (29 C.F.R. Part 778), covered non-exempt employees in Florida must receive overtime pay at one and one-half times (1.5×) their regular hourly rate for all hours worked in excess of 40 in a single employer-defined 7-day workweek.
Florida has NO daily overtime requirement. An employer can legally require an employee to work 10, 12, or 14 hours in a single shift without paying overtime rates, provided the employee's total weekly hours do not exceed 40. Furthermore, Florida law does not require premium pay for work on weekends, holidays, or the seventh consecutive day of the workweek unless those hours push total weekly hours past 40.
2. The Amendment 2 Minimum Wage Schedule (2021–2026)
In November 2020, Florida voters approved Amendment 2, creating Article X, Section 24 of the Florida Constitution. This constitutional amendment established a scheduled $1.00-per-year increase in the Florida minimum wage every September 30th, culminating in the $15.00 per hour rate effective September 30, 2026:
| Effective Date | Florida Statutory Minimum Wage | 1.5× Minimum Overtime Rate | Statutory Authority |
|---|---|---|---|
| September 30, 2021 | $10.00 / hour | $15.00 / hour | Fla. Const. art. X, § 24(c) |
| September 30, 2022 | $11.00 / hour | $16.50 / hour | Fla. Const. art. X, § 24(c) |
| September 30, 2023 | $12.00 / hour | $18.00 / hour | Fla. Const. art. X, § 24(c) |
| September 30, 2024 | $13.00 / hour | $19.50 / hour | Fla. Const. art. X, § 24(c) |
| September 30, 2025 | $14.00 / hour | $21.00 / hour | Fla. Const. art. X, § 24(c) |
| September 30, 2026 | $15.00 / hour | $22.50 / hour | Amendment 2 Final Step |
The $15.00 per hour minimum wage remains in effect through calendar year 2027. Beginning January 1, 2028, annual inflation adjustments resume based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), calculated annually by the Florida Department of Commerce.
3. Tipped Employees: $11.98 Cash Wage & Fixed $3.02 Tip Credit
Under Article X, Section 24(c) of the Florida Constitution, employers of tipped employees in restaurants, bars, and hospitality venues are permitted to take a maximum tip credit of $3.02 per hour, provided the employee receives enough tips to equal at least the full minimum wage.
With the $15.00 minimum wage in effect, the direct cash minimum wage for tipped employees in Florida is $11.98 per hour ($15.00 − $3.02). When a tipped employee works overtime, the overtime rate must be calculated based on the full $15.00 minimum wage ($15.00 × 1.5 = $22.50) before subtracting the $3.02 tip credit, resulting in a minimum cash overtime rate of $19.48 per hour. For detailed calculations on tipped employee regular rates and tip pools, see our dedicated restaurant overtime calculator.
4. The Florida 0% State Income Tax Edge
Article VII, Section 5 of the Florida Constitution explicitly prohibits a state personal income tax. Unlike workers in states with progressive state taxes—such as California (up to 13.3%) or New York (up to 10.9%)—Florida workers pay $0.00 in state income taxes on both regular and overtime earnings.
When you put in 10 or 15 hours of overtime in Florida, the only mandatory statutory paycheck deductions are federal income tax and federal FICA (6.2% Social Security up to $184,500, plus 1.45% Medicare). This tax advantage significantly increases your weekly net take-home pay compared to identical wage earners in high-tax states.
5. Exempt Salary Threshold: Federal $684/Week
Because Florida has no state-specific labor department or state overtime statute, Florida has no independent state salary exemption threshold. Florida employers must strictly follow the federal FLSA standard codified in 29 C.F.R. Part 541:
- Salary Basis Test: The employee must be paid a predetermined, fixed salary of at least $684.00 per week ($35,568.00 annually).
- Job Duties Test: The employee's primary job duties must fulfill the statutory criteria for an Executive, Administrative, or Professional exemption.
Salaried employees who earn below $684 per week, or whose primary daily duties consist of routine administrative, technical, or manual tasks, are classified as salaried non-exempt and are legally owed 1.5× overtime pay for all hours worked over 40.
6. The Enforcement Wrinkle: Florida Statute § 448.110 (15-Day Written Notice)
While federal FLSA claims may be filed directly in federal court, claims brought under Florida's state minimum wage law (Florida Statute § 448.110) contain a mandatory procedural condition precedent:
Frequently Asked Questions: Florida Overtime
Verified guidance on federal FLSA rules, Florida Amendment 2 minimum wage, and paycheck taxes.
How does overtime work in Florida?
Florida does not have a state overtime statute. Instead, all overtime rights and calculations are governed directly by the federal Fair Labor Standards Act (FLSA, 29 U.S.C. § 207). Covered non-exempt employees must receive overtime compensation of at least one and one-half times (1.5×) their regular rate of pay for all hours worked over 40 in a single employer-established 7-day workweek. Florida has no daily overtime requirement, meaning hours worked past 8 or 10 in a single day are paid at the standard rate unless total weekly hours exceed 40.
What is overtime in Florida?
Overtime in Florida is statutory premium compensation paid to non-exempt hourly and salaried workers at 1.5× their regular hourly rate for hours in excess of 40 during a defined workweek. For example, an employee earning Florida's statutory minimum wage of $15.00 per hour has a minimum overtime rate of $22.50 per hour ($15.00 × 1.5). Employers cannot substitute comp time (compensatory time off) in lieu of overtime cash payments for private-sector workers.
How many hours is overtime in Florida?
Overtime begins after 40 hours worked within a fixed 7-day payroll workweek. Florida labor law does not limit the total number of hours an employee aged 18 or older may work in a day or week, nor does it require overtime for working on weekends, holidays, or 7 consecutive days, provided the employee does not exceed 40 total hours in that workweek.
Florida overtime pay laws
Under Florida law and the federal FLSA, employers must maintain accurate time records and pay overtime on regular paydays. Florida does not enforce a daily overtime threshold like California or Alaska. However, Florida Constitution Article X, Section 24 guarantees a state minimum wage of $15.00 per hour (as of September 30, 2026), creating an overtime floor of $22.50 per hour. Under Florida Statute § 448.110, an employee pursuing unpaid minimum wages must provide the employer with a 15-day formal written notice prior to filing a civil lawsuit.
Florida overtime for salaried employees
Salaried workers in Florida are entitled to 1.5× overtime pay unless they meet both criteria of the federal FLSA exemption test: (1) they are paid a guaranteed salary of at least $684 per week ($35,568 annually), and (2) their actual daily job duties satisfy the executive, administrative, or professional duties tests under 29 C.F.R. Part 541. Job titles alone do not determine exemption status; salaried non-exempt employees must be paid 1.5× their regular hourly equivalent for hours worked past 40.
Is overtime taxed in Florida?
Overtime earnings in Florida are subject to federal income tax withholding and federal FICA taxes (6.2% Social Security + 1.45% Medicare), but are NOT subject to any Florida state income tax. Florida has zero (0%) state personal income tax under Article VII, Section 5 of the Florida Constitution. Furthermore, under the federal OBBBA § 225 rules, qualified half-time overtime premiums (the 0.5× premium slice) may be eligible for a dedicated federal tax deduction at annual tax filing.